  | U.S. citizens or residents traveling domestically or 
        internationally can purchase our 
        
        Travel 
        Insurance Select ®, a package plan that includes benefits for 
        covered trip cancellation/interruption, travel medical expenses, 
        emergency medical evacuation, baggage loss, baggage delay, and 
        accidental death, plus 24-hour worldwide emergency assistance services. 
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		  | 
        Alternatively, U.S. citizens or residents traveling 
        outside the U.S., who prefer a plan focused on travel medical and 
        emergency medical evacuation benefits, can purchase our  
        
        InterMedical™ 
        Insurance. InterMedical™ Insurance includes 24-hour worldwide 
        emergency assistance services, and also offers high limit accidental 
        death and dismemberment benefits. 
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		  | 
        Organized groups can consider one of a wide range of 
        our  
        
        group 
        plans. | 
	
		  | 
        
        Study 
        USA-HealthCare™ Insurance: Medical insurance for students studying 
        outside their home country. Meets or exceeds the requirements set by the 
        Department of State, Immigration & Naturalization Services, NAFSA 
        and university study abroad programs. Available for one month to four 
        years.   | 
	
		  | 
        
        WorldMed™ 
        Insurance: WorldMed is a flexible medical insurance plan for people 
        traveling outside their home country. Available from 15 days to 3 years, 
        it offers 3 levels of accident and sickness coverage up to $1,000,000.
         
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		  | 
        
        High 
        Limit Accident Insurance: U.S. citizens or residents desiring 
        accidental death coverage can purchase our High Limit Accident plan with 
        available limits from $500,000 to $20 million or more. Coverage is 
        worldwide and is offered by the week, month, or on an annual basis. 
        Optional coverage for war or terrorism risk is available. This is 
        important protection for a business desiring to offset the loss of a key 
        employee or principal, as well as for high net worth individuals. 
        Individuals planning high adventure travel, lengthy trips, or travel to 
        unstable parts of the world also appreciate this coverage. 
         
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		  | 
        
        Worldwide 
        Major Medical Plan: U.S. citizens residing outside the U.S. for 6 
        months per year or more can purchase major medical insurance coverage 
        with Worldwide Major Medical, offering maximum benefits up to $5,000,000 
        per person, per lifetime. The plan offers a choice of deductibles as 
        well as optional U.S. coverage for an additional premium. 
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