10 Standardized Medicare Supplement Plans
 

Every Company offering Medigap Insurance must offer Plan A.

In addition, Companies may have some, all, or none of the other plans.
 
Basic Benefits - Included in all plans:
 
bulletHospitalization: Part A coinsurance plus coverage for 365 additional days during your lifetime after Medicare benefits end check.gif (946 bytes)

bulletMedical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) check.gif (946 bytes)

bulletBlood: First 3 pints of blood each year check.gif (946 bytes)

 
Medigap Benefits A B C D E   F* G      H      I     J*
Basic Benefits check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes)
Part A:  Inpatient
Hospital Deductible		   check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes)
Part A:  Skilled-Nursing
Facility Coinsurance		     check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes)
Part B:  Deductible     check.gif (946 bytes)     check.gif (946 bytes)       check.gif (946 bytes)
Foreign Travel
Emergency		     check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes) check.gif (946 bytes)
At-Home Recovery     check.gif (946 bytes)       check.gif (946 bytes)   check.gif (946 bytes) check.gif (946 bytes)
Part B: Excess Charges           100% 80%   100% 100%
Preventive Care         check.gif (946 bytes)         check.gif (946 bytes)
Prescription Drugs               Basic
check.gif (946 bytes)
Coverage		 Basic
check.gif (946 bytes)
Coverage		 Extended
check.gif (946 bytes)
Coverage

 

* Plans F and J also have a high deductible option. If you choose this option, you must pay $1,500 out-of-pocket per year before the plans pays anything. Insurance policies with a high deductible option will cost less than those with the standard lower deductibles. Your out-of-pocket costs for services may be higher if you need to see your doctor or go to the hospital with the high deductible option.
 

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