You may not be prepared to travel until you 
      acquire adequate international medical insurance.  
      Many people don't realize how expensive medical care can 
      be away from home, and especially out of one's home country. Without 
      proper insurance, a long-planned trip or study abroad can turn into an 
      extremely costly and frustrating experience. 
      Thousands of travelers pay the price each year because 
      their current health care plan provides little or no coverage for medical 
      expenses outside their "network" or their home country.   
      For example, U.S. Medicare does not cover anyone 
      traveling outside the U.S. 
      Visitors to the U.S. are often shocked at 
      the cost of U.S. medical care, and a family's savings can quickly be 
      exhausted when a visitor experiences an unexpected illness or injury. 
      The following plans include International Medical 
      insurance benefits: 
      
        
        
          | Plan Name 
           | 
          Medical Limit 
           | 
          Designed For | 
          Plan Highlights |  
        
          | 
          Travel 
            Insurance Select ® | 
          $50,000 or $100,000 | 
          U.S. or Canadian residents. | 
          Also includes: Medical Evacuation, AD&D, Trip 
            Cancellation and Baggage Insurance. |  
        
          | 
          InterMedical™ 
            Insurance | 
          $25,000 or $100,000 | 
          People traveling outside the U.S. and outside 
            their home country. | 
          Also includes: Medical Evacuation, Repatriation 
            of Remains, AD&D, Emergency Travelers Assistance. |  
        
          | 
          Study 
            USA-HealthCare™ | 
          $200,000 or $250,000 | 
          Students studying outside their home country. 
            | 
          Also includes: Medical Evacuation, Repatriation 
            of Remains, AD&D, Emergency Travelers Assistance. |  
        
          | 
          Visit 
            USA-HealthCare™ | 
          $50,000 or $100,000 | 
          Visitors to the U.S. | 
          Also includes: Medical Evacuation, Repatriation 
            of Remains, AD&D, Emergency Travelers Assistance. |  
        
          | 
          WorldMed 
            Insurance™ | 
          Up to $1,000,000 | 
          People traveling outside their home country from 
            15 days to 3 years. | 
          Also includes: Medical Evacuation, Repatriation 
            of Remains, AD&D, Emergency Travelers Assistance. |  
        
          | 
          Worldwide 
            Major Medical Plan | 
          $5,000,000 | 
          U.S. citizens residing outside the U.S. more than 
            5 months per year. | 
          Choice of deductibles and 
            optional U.S. coverage for an additional 
        premium. |   
      Organized groups can choose from our wide range of 
      group 
      plans. 
       |