| Plan Name | 
          Highlights | 
          Designed For | 
        
          | 
          Visit USA-HealthCare™ | 
          Accident/Sickness Medical, Emergency Medical 
          Evacuation and Assistance coverage. Optional High Limit AD&D. | 
          For international visitors to the United States, 
          temporary U.S. residents, new immigrants to the U.S. | 
        
          | 
          InterMedical™ Insurance | 
          Accident/Sickness Medical, Emergency Medical 
          Evacuation and Assistance. Optional High Limit AD&D up to $500,000. | 
          For all people traveling outside the U.S. and 
          outside their home country. | 
        
          | 
          Study USA-HealthCare™ | 
          Medical insurance which meets or exceeds the 
          requirements set by the Department of State, Immigration & 
          Naturalization Services, NAFSA and university study abroad programs.
           
           | 
          Students studying outside their home country. | 
        
          | 
          WorldMed™ Insurance  | 
          Flexible, international 
          medical insurance plan. Offers 3 levels of accident and sickness 
          coverage, up to $1,000,000.  | 
          People traveling outside their home country from 15 
          days to 3 years. | 
        
          | 
          Custom Group Insurance  | 
          Custom-designed, low cost international medical 
          insurance policies. | 
          For a wide variety of groups originating in the 
          U.S., or traveling to the United States. | 
        
          | 
          High Limit Accident Insurance | 
          A stand-alone accident plan with optional coverage 
          for war or terrorism, and available limits from $500,000 to $20 
          million or more. Offered by the week, month, or on an annual basis, 
          whether one is traveling or not. A must for high adventure travel, 
          lengthy trips, or travel to unstable parts of the world. | 
          For businesses, to offset the loss of a key 
          employee or principal, as well as for high net worth individuals. |