Choosing the Right Coverage

Whether you need individual coverage for a vacation or group coverage for your employees in locations around the world, there is a product to meet your needs. By utilizing Instant Quote / Buy Online , we can quickly direct you to the plan(s) that will best meet the needs of you, your family or your organization.

Use the table below to help determine which type of coverage meets your particular requirements. The products are linked to more detailed plan information. You may also scroll down to review all available products.

Individual Insurance Products

Global Medical Insurance is long-term, annually-renewable, major medical insurance that provides worldwide coverage to individuals and families of all nationalities. This is an ideal plan for those who need a full range of medical benefits.

Global Basic Insurance is designed to provide coverage similar to Global Medical Insurance, however, it features specific dollar limits on most benefits. This is the perfect plan for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.

The Patriot products address the medical insurance needs of US citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits. IMG's ability to respond to medical needs makes us an ideal partner for international travelers.

Patriot Extreme^SM International provides coverage for US citizens traveling abroad for a minimum of 30 days up to a maximum of three months. Although the Patriot Extreme plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.

Patriot Extreme^SM America provides coverage for non-US citizens traveling outside their country of citizenship for a minimum of 30 days up to a maximum of three months. Although the Patriot Extreme plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.

If you are an executive that travels frequently outside your country of citizenship throughout the year, don't risk finding yourself ill or injured in a foreign country. Make sure you have a plan to secure medical care and cover the associated costs.

Trip

To help protect you from losing the money you've spent to travel, there is Patriot T.R.I.P., a travel cancellation insurance program. Patriot T.R.I.P. provides coverage for those unforeseen circumstances that may force the cancellation of your travel plans.

A cost effective student travel insurance program designed to provide coverage to full and part-time students for many of those unforeseen circumstances that may force the cancellation of travel plans or interrupt a covered trip. This program coverage for trip cancellation and interruption, loss or stolen baggage, emergency medical evacuation and much more.

A premier travel cancellation insurance program that provides first-class protection for all travelers. The Patriot T.R.I.P. Elite provides coverage that can help you recover non-refundable, unused payments and deposits when your trip is cancelled or interrupted for a variety of reasons. Benefits are also provided for travel delays, baggage delays, emergency medical treatment, emergency medical evacuation and much, much more.

Group Insurance Products

GEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. The plan is specifically designed for the US-based multi-national corporation that needs coverage for their employees outside the US.

Whether your group is traveling for vacation, missionary work, or temporary business, IMG can provide high quality travel medical insurance at affordable prices. Many sponsoring organizations are seeking ways to limit their liability should one of the group members become ill or have an accident. Emergency medical evacuation may be necessary if the local health care system is unable to treat the condition. Domestic health insurance plans may not adequately respond to these needs.

All coverage is guaranteed issue if the eligibility requirements are met and proper payment has been received by IMG. For more information about specific benefits, limitations, exclusions and eligibility requirements, please refer to the Patriot Group Travel Medical Insurance Brochure or to the Patriot Group Travel Medical Insurance Benefits page.